Welcome! I am Melissa Davis, the founder of The iWill Wallet. The iWill Wallet was designed with you in mind! We all have experienced trials and triumphs surrounding money. Growing up, I did not understand the concept of money management, budgeting, saving, or gifting. After I graduated from Winston-Salem State University and the University of Toledo, my student loans piled up, and irresponsible financial choices ensued. I lacked a budget and savings plan, which resulted in close to $155,000 in student loan debt.
For a while, I was living paycheck to paycheck, squandering money, and trying to figure out where it all went. From then on, I realized enough was enough! I sought financial stability and assistance and attended a seminar about obtaining financial peace. Since taking the class, my relationship with money has changed. I have paid off nearly $30,000 of debt since 2018. However, I realized there needed to be more changes to develop safe money habits. My mentality required a little more training, but I didn't know where to turn.
I struggled with backsliding into debt with life changes and "Keeping Up With the Joneses."
The COVID-19 pandemic happened, and I (along with other Americans) struggled financially. I watched a movie and discovered the practice of manifestation, realizing this was the mental change I needed. By incorporating manifestation and prayer, I began to see a difference within me that influenced my finances. Even during the pandemic, I noticed a change and felt at peace with my finances.
During this time, God provided me with the vision of The iWill Wallet, and from there, it has developed into the great product you see today! My goal is to provide a tool by helping consumers find money in accounts they never knew they had! I hope to accomplish this by teaching clients to manifest their dreams and wants through the all-in-one planner and wallet titled, the iWill Wallet. The iWill Wallet is designed to help consumers keep their money and goals readily close while manifesting their dreams with safe habits!